Jay & Mimi Givarz

Mortgage Bankers

Team Givarz

My Specialties

  • Fixed Conforming, FHA & VA Loans
  • Construction / Renovation Lending
  • Specialized Mortgage Solutions
View All Mortgage Options


With many years in the mortgage business, Jay and Mimi Givarz are experts in finding the right loan solutions for their customers. Whether you are a first time home buyer, repeat buyer or refinancing an existing loan, Mimi & Jay have a solid understanding of the real estate market and the many facets of mortgage finance.  They know what it takes to close your loan with efficiency and expertise.

Knowing that home shopping is not always done during regular business hours, Mimi and Jay are happy to make themselves available to meet your time frame.  If you are looking for a mortgage loan team to help you maximize your purchasing or refinancing options, then Team Givarz is your best choice!

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Sarasota, FL
NMLS#: 203728 & 1646040
Office: (941) 413-4097
Cell: (678) 438-1533

I know I’ve said thank you, but I wanted to say it again. I’m sitting in MY home tonight because of your hard work. I can’t express how much I appreciate it. You make dreams come true. Thanks for making it possible for me. I feel truly blessed to have you and your team helping me on this journey.

Sarah B.

We honestly could not have asked for more. Jay and his team are organized, responsive, and well-informed. As a first-time homeowner, the entire process continually moved forward at the pace we set.

Welsch C.

I appreciated the timely response and tailing the loan process to meet my needs. Jay made sure I had the best product that provided future financial security.

Troye S.

Everyone was wonderful and personable. I really appreciated the hard work put in to relay the final closing amount to me before closing the next day. Everyone put a lot of hard work in to the entire process and I felt that we were all in it together. I really appreciate this and thought the entire team was awesome!

Vincent J.

Jay and his team went above and beyond in explaining the process from my offer to the closing table. As this was my first home, I was anxious with financing and they were patient with all of my questions and provided prompt responses to all of my questions and concerns. I appreciate the personal attention I received.

Elizabeth V.

What I like about Jay is he is very personable, gets to know his clients on a personal level, and getting them the best loan options. I’ve worked with Jay Givarz before, and these are the reasons why I sought him out again.


My family and I would like to thank ... Jay Givarz and all the team associates with our deepest and sincerest gratitude for everyone’s hard work and great service during this process. An extra thank you goes out to Jay for superior service. Jay’s expertise and compassion is above and beyond any type of service we have ever received. It is extremely difficult in today’s society to find a business or banking institution that does not treat their customers like a number. I would not hesitate to refer you to my closest friends or family, because I know that they will be taken care of.

Darryl and Tammy P.

As of today, we are officially moved into our new home. Couldn’t have done it without you, the level of support you provided was unmatched. We are so glad we decided to go with you guys and will make sure to spread the word about what an outstanding team you are.

Vlad and Dana M.

Without your guidance over the years, we would never have been so well prepared, for the moment. You guys have a client for life.

Mike and Sherril

Partnering with Ameris

At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you step-by-step through the process and keeping you updated with your loan status each step of the way.

Ameris Bank Mortgage Services is backed by Ameris Bank – a strong and stable community bank with over a 45 year history built on relationship banking and customer service.

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