Ryan Gesser

Vice President, Mortgage Banker

Ryan Gesser Headshot

My Specialties

  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages
  • FHA Loan
View All Mortgage Options


Working in the Mortgage Industry for over 18 years, Ryan Gesser takes great pride in providing his customers with an exceptional mortgage banking experience. He stays informed of current industry news and trends, providing the most up-to-date information and lending solutions to his customers. Ryan is a graduate of The College of Charleston, where he received a Bachelor’s of Science in Special Education. Ryan has been married to his wife for 13 years and is the proud father of two wonderful children. During his free time, Ryan enjoys golf, traveling, spending time with friends and family.

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Mt. Pleasant, SC
NMLS#: 452979
Office: 843-343-9238
Cell: 843-343-9238

We were referred to Ryan by a mutual friend and can't begin to tell you how thankful we are for that initial contact. Ryan worked tirelessly under a 10 day demand for a mortgage and closing. He performed absolute miracles and got us to the finish line with no hiccups, competitive rates and an overwhelmingly pleasant demeanor. This all being under the pressure of a window of time that is historically one-third of the norm. If you are seeking a mortgage broker, there is no need to look further than Ryan Gesser and Ameris Bank.

Don and Sharla Pottieger

Ryan is a great problem solver. I recommend him to many of my clients and know that if Ryan says the client can buy, they can. My clients never have anything but great things to say about him.

Real Estate Agent, Debbie Cromer

Ryan not only meets and exceeds expectations, he makes impossible happen!

Kate Mizgireva

I had the pleasure to work with Ryan as my mortgage banker for our new home in Charleston. I had some special circumstances that made the transaction a little more difficult, but Ryan never missed a beat. He was remarkably responsive by email, text and phone. His team worked quickly and efficiently with minimal fuss and he offered a very quick closing. His customer service is exceptional and I would not hesitate to use him again and refer friends, too.

Scott Mills

Thank you so much for your kindness, hard work, and insight throughout this home buying experience. It has been a pleasure working with you.

Paris Evans & Paul King

Thank you for all of your guidance and help with my mortgage. You made my first home a reality!

US Navy Veteran, Katie Giebel

Thank you for helping me and Annmarie purchase this amazing home in Long Beach. Your patience and assistance throughout the process helped immensely and we couldn’t have done it without you.

Trent Atwood

Ryan was very knowledgeable and available through the loan process, from beginning to end. As a first time homebuyer, I was guided through the process in a way that was both helpful and encouraging. He was excellent with communication from the start to finish of the process. I highly recommend Ryan and am very thankful for his guidance.

Dane Wilson

Ryan and his team did a fantastic job! All items/questions were addressed promptly and they made sure we understood everything along the way. It was a pleasure!

Dawson Bessinger

Good service and assistance from Ryan Gesser - it is much appreciated!

George Patrick

Ryan was very accommodating in helping me with my refinance, enabling me to change my loan amount and working with me to get the loan closed. He is very knowledgeable and a joy to work with.

Kristin Vandeventer

Ryan was readily available whenever needed and made us feel comfortable with each step of the process. He shares his passion for real estate and helps you all the way to the finish line.

David Fernandez

It was a pleasure to work with Ryan Gesser at Ameris Bank. He came highly recommended by my realtor and exceeded my expectations. From our first conversation he explained each and every option that was available to me and I never felt pressured into any decision. My phone calls were handled in a professional and timely manner. All in all, I really couldn't imagine my loan process being any easier. Thank you Ryan for helping me secure my dream home.

Phillip Kirkpatrick

Ryan was fantastic throughout the whole mortgage process. Ryan and I spoke before we even knew 100% that we would be moving and buying a house. He was easy to talk to and helped us navigate the process of mortgage lending. He would periodically check on us to make sure everything was smooth and I appreciated his knowledge in getting the rate at the best time we could, not to mention he handled me asking multiple questions about other lenders and was able to provide us the best solution in a competitive market.

Travis Kuyper

Ryan was recommended to us early in our house hunting process, and I could not be happier that he was. On the first day, he went over a lot of the important information that a first time home buyer should know, helping to put me at ease. He also did a great job answering all of the questions I had about our specific financial situation throughout the entire process. Ryan and his team were very attentive to our needs and helped make buying our first home much easier than I ever thought it could be.

Kimberly Delpit

Ryan was very professional, knowledgeable, and personable. He was patient with my many questions about the refinancing process and he helped my husband and me determine the best terms for our specific situation. He made refinancing as painless as possible and I would highly recommend him to anyone.

Amanda Jones

My husband and I had the pleasure of working with Ryan for two different mortgages. Ryan was very accommodating, friendly and stress-free to work with. He always returned our calls and emails in a very timely fashion and kept us well informed throughout the process of the loans. Ryan was very helpful and encouraging to work with. We would highly recommend him for any mortgage need.

Vicki Mears

It has been my pleasure to work with Ryan and Ameris to secure home financing. He made the process so easy to walk through and was supportive, encouraging and very helpful along the way. While he was professional in every manner, he was also personable and easy to talk to and always reponded to my questions in a timely manner.

Gail Mattix

Ryan is an incredible lender: exceptionally easy to work with and very responsive. His transparent approach to customer service has made my refinance one of the most comfortable home financing experiences ever. This is the second time Ryan has helped secure a home for me and my family.

Richard Vermillion

We worked with Ryan to finance our first home and the process could not have gone smoother. He did such a great job listening to our specific situation and explaining all of options available to us. Where some lenders make you feel like "just a number" , we felt that Ryan really had our best interests at heart and took the time to make us feel comfortable with such a big investment. From our first meeting through closing, the entire Ameris team was responsive and knowledgeable, guiding us through the whole process. We couldn't recommend them more!

Brette Rowley

Ryan was extremely pleasant to work with again. I was referred to him a few years back by a close friend simply to get some insight and a second opinion on my first home purchase and loan options. Ryan never came off as a "salesman" nor was he pushy in any way. It was his knowledge accompanied with his patience and honesty which intrigued me to inquire a loan option with him. With this most recent refinance experience through Ameris Bank, Ryan was again super helpful throughout the entire process with the same integrity and confidence that grabbed my attention years ago. I will most certainly reach out to Ryan first for any future needs. He is an absolute pleasure to do business with.

Heyward Davis

Ryan was extremely helpful throughout the entire home buying process! As a first time home buyer, he helped keep my mind at ease and helped us lock in a great interest rate. Thanks Ryan, for all you have done for us.

Charles Ingle

We will be forever grateful to have had Ryan Gesser support us through our first home buying experience! He made the entire process seamless with his knowledge, patience with daily questions and honesty. He had our best interests at heart and helped us feel fully confident during a stressful process. We can't think him enough and recommend him to all our Charleston friends.

Carol-Ann Guilfoy

Ryan and his team at Ameris were extremely valuable in helping us purchase our new home in Charleston. He worked with us to answer all our questions and guide us through what can be a very confusing process when buying a home. In addition, he was able to beat out all the other mortgage lenders and provide us the most competitive offer. From the beginning to end, he advised us on all the important information and we would recommend no one else but Ryan and his team.

Heidi Kuyper

Partnering with Ameris

At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you step-by-step through the process and keeping you updated with your loan status each step of the way.

Ameris Bank Mortgage Services is backed by Ameris Bank – a strong and stable community bank with over a 45 year history built on relationship banking and customer service.

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