Rachael Gilbert

Mortgage Banker


My Specialties

  • Construction to Perm
  • Conventional Loans
View All Mortgage Options


Rachael grew up and lives in Ormond Beach. She has been in the banking industry in Volusia/Flagler counties since 2001 and is very active in her community. She serves as the Immediate Past Chair of the Ormond Beach Chamber of Commerce, Women United Volusia board member, and a member of the Volusia Young Professionals Group, Young Professional Group Ormond, Daytona Beach Area Association of Realtors, Volusia Building Industry Association, and Early Learning Coalition of Flagler & Volusia fundraising committee. She also serves as the Treasurer of her son’s school PTA. Rachael is extremely responsive and makes every client her utmost priority.

Apply Now Share Your Experience


Ormond Beach, FL
NMLS#: 737430
Cell: 386.547.8401

Huge shout out to Rachael Gilbert from Ameris Bank for pulling the loan off in record time when others said it couldn’t get done. You rock! I look forward to working together again very soon.

Realtor, Addam Ralston

Rachael is the most helpful person we’ve ever encountered in the banking business. If you need a mortgage, Rachael Gilbert is the one!

Billy and Amanda Adkins

We want to give a shout out and major props to Rachael Gilbert at Ameris Bank. She was so amazing and answered all of our questions (no matter how many I threw at her) and was even answering our emails during her vacation. We highly recommend her if you're looking for home financing assistance.

Jenna and Robert Pender

As a Realtor, I was very pleased with Rachel's follow up and responsiveness. She was always available to provide updates and answer an questions we had. Highly recommend!

Realtor, Jonathan Gildon

Rachael was on top of all the details post n this loan! We were able to close quickly and she paid attention to every detail!!! I would highly recommend her!!!

Elisabeth Gilbert

Every step of your loan process is explained, supported, and guided by a friendly, knowledgeable and conscientious mortgage banker with Rachael Gilbert.

Dr. Maryann Bull

Rachael Gilbert made my home buying experience much easier and stress free than I could have hoped for and she has my sincere thanks and appreciation.

Timothy Williams

Rachael was a huge help. She answered every email and phone call right away. She made the entire process fast and simple.

Kristin Crow

The process was very easy and mortgage banker was very knowledgeable and fantastic to work with. I would highly recommend Ameris Bank and Rachael Gilbert, mortgage banker!

Alina Jamie

Rachael was great to work with! She responded very quickly to any questions and made the whole process run very smoothly!

Vicky DeMarco

Rachael Gilbert was very knowledgeable, professional, informative, and responsive to all of my needs. She made things very clear to understand. True professional!

Paul Marotta Jr.

Rachael Gilbert is extremely professional. She's quick and knows how to get the job done. She's always willing to help find my customers solutions to their situations. She's good at what she does!

Carly Krajewski

Rachael Gilbert made the entire experience easy for us. She kept us informed to ensure we didn't miss a step.

Richard Wainright

Rachael made the process extremely easy and kept me informed throughout the process. Would definitely recommend using Rachael!

Erick Palacios

Partnering with Ameris

At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you step-by-step through the process and keeping you updated with your loan status each step of the way.

Ameris Bank Mortgage Services is backed by Ameris Bank – a strong and stable community bank with over a 45 year history built on relationship banking and customer service.

8 Ways to Celebrate Labor Day

Family cookout
08.28.2019 | Lifestyle

Labor Day – it’s an all-American holiday, typically marked by a day off from work, barbecues, picnics and relaxing with family and friends –…