Philip King

Area Production Manager

My Specialties

  • Fixed Rate Mortgage
  • Adjustable Rate Mortgage
  • FHA Loan
View All Mortgage Options


As a lifetime resident of Fredericksburg, Philip is proud of his hometown and is deeply committed to making homeownership a reality for people in Fredericksburg and the surrounding communities.

With over 28 years of mortgage banking experience, Philip is known for his hard work and dedication. He stays actively involved with the local realtor and builder associations, which keeps him current on the housing industry, both locally and on a national level. This knowledge will help him explore the many options to get you the mortgage that is right for you and your family. He consistently exceeds his customer’s expectations and strives to be your “Lender for Life.”

Buying a home is one of the biggest purchases most of us make. House hunting can be exciting and disappointing at the same time. Some people find the perfect home in three days, for others, it can take months.

We’ve seen it all. And we understand how you feel. Once you finally find the perfect home, let us help you quickly find the perfect mortgage.

Apply Now Share Your Experience


Fredericksburg, VA
NMLS#: 659446
Office: (540) 785-3333

Easy to work with and had great reviews and referrals. Quick responses and knowledgeable.

Tiffany N.

We could've gotten the loan from anywhere but the way Philip and Ann handled our questions and treated my wife and I that is what sealed the deal.

Naomi E.

Promptly responding to my emails was much appreciated and the representatives were all very nice and clear in communications.

Christopher I.

Partnering with Ameris

At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you step-by-step through the process and keeping you updated with your loan status each step of the way.

Ameris Bank Mortgage Services is backed by Ameris Bank – a strong and stable community bank with over a 45 year history built on relationship banking and customer service.

8 Ways to Celebrate Labor Day

Family cookout
08.28.2019 | Lifestyle

Labor Day – it’s an all-American holiday, typically marked by a day off from work, barbecues, picnics and relaxing with family and friends –…