Phil Urick

VP, Mortgage Banker

My Specialties

  • Fixed Rate Mortgage
  • Adjustable Rate Mortgage
  • FHA Loan
View All Mortgage Options


With almost 30 years of experience, Phil Urick has helped thousands achieve their goal of homeownership. Whether you are looking for a Doctor loan, Construction to Permanent financing, if you are a first-time home buyer or wanting to refinance an existing loan, Phil has a solid understanding of the local real estate market and what it takes to close your loan with efficiency and expertise.

Whether you want to buy a house, build your dream home or refinance your existing mortgage, he can help you find the financing solution that’s right for you. Phil has experience in all types of loan programs and is always available to help you with your mortgage needs. A proven mortgage professional, his attention to detail will make your mortgage process run smoothly and easily. As his client, you can count on fast, reliable top-tier service from your first contact through your final loan payment.

Apply Now Share Your Experience


Raleigh, NC
NMLS#: 659135
Office: (919) 334-0592
Cell: (919) 608-3184

Where do I begin...We received updates via email AND via phone call throughout the entire process to ensure we understood the content of what was sent to us and to ask any questions we may have. The team worked efficiently and diligently to the point that we could expect some work to be done in regards to our loan process at LEAST once a week!

Shontria C.

Every time I had a question it was responded to quickly. All of the answers to my questions were very clear. I felt very comfortable working with Phil and his team the entire time

Vince D.

Phil was very helpful and knowledgeable. Our initial discussions with him helped narrow down our purchase ability and helped us find a house. Thank you.

Drew R.

Partnering with Ameris

At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you step-by-step through the process and keeping you updated with your loan status each step of the way.

Ameris Bank Mortgage Services is backed by Ameris Bank – a strong and stable community bank with over a 45 year history built on relationship banking and customer service.

8 Ways to Celebrate Labor Day

Family cookout
08.28.2019 | Lifestyle

Labor Day – it’s an all-American holiday, typically marked by a day off from work, barbecues, picnics and relaxing with family and friends –…