Nina Efird

Area Branch Manager

My Specialties

  • VA Loans
  • Construction Perm
  • VHDA First Time Homebuyer
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A seasoned veteran in the mortgage field, Nina brings more than 20 years of experience to her clients. With her vast experience in real estate and mortgages, she has the unique ability to understand the expectations and needs of all parties involved in the mortgage financing process.

Nina is known throughout the community for her ability to quickly identify and match each individual’s goals with the appropriate loan products and ensure that her clients’ needs and expectations are met. Her extensive knowledge and experience are not all she has to bring to the table. Nina’s outgoing personality and determination push her to the forefront of the financing industry. She is proud to be closely connected to the Virginia Peninsula Association of Realtors (VPAR) and works to support their involvement with the community.

Nina began her mortgage career with a bang receiving Rookie of the Year in 1993. She has been a consistent Top Producer throughout the years and in 2009 Nina was honored as #1 in her company for VA loan transactions. She has also been honored as a top producer since 2004.

Over the past 20 years Nina has learned to not only focus on one need a customer may have, but all aspects of the mortgage financing process. Whether her client is a first time home buyer (VHDA, VA, FHA), a private wealth customer or Physician, or simply refinancing an existing mortgage, Nina understands the importance of her customers’ needs during this significant decision in their life.

Working to continually be involved in the Real Estate community, Nina has served on the VPAR Risk Management Committee for the past 11 years. She is also currently on the Board of Directors for the Peninsula Home Builders Association. She has received numerous prestigious awards including 2003 VPAR’s Affiliate of the Year and the 2008 Peninsula Homebuilders Association’s Associate of the Year. Nina graduated from Lenoir Rhyne College with a BS in Medical Technology and obtained her MT Certificate from Duke Medical Center. After years of being a medical technologist and starting a family, Nina was drawn to the flexibility and future potential growth of the Real Estate industry and has never looked back.

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Newport News, VA
NMLS#: 659399
Office: (757) 597-0431
Cell: (757) 810-3628

Nina and her team were professional, informative and also very knowledgeable about the VA process. They worked around the clock to make sure all of my documents were in order, kept me organized and on track and always responded to calls and emails immediately. I highly recommend the Efird Team for all of your mortgage needs!

Angel W.

The consistent follow-ups, quick return on phone calls and status emails were a plus. Nina and Courtney are very focused on their customers...others could take a lesson from their commitment to excellence in this area.

Chris J.

Courtney and her team were super responsive and helpful in every step. I never even had time to worry because she was so quick to address my concerns and questions!

Meghan O.

Nina! You're the! Thank you so much for everything and many blessings to you and yours. We are truly grateful. You all made my dream for me and my family come true and you held to your words. Thank you.

Jermaine J.

Nina and Courtney Efird have extensive knowledge in the mortgage loan world and we were grateful for their expertise. They were always available to answer our questions and provided immediate responses. Nina and Courtney set the bar high, they are truly exceptional and the best in the business!

Diana & JR L.

Nina and Courtney were always available and responsive. Nina even answered my email while she was out the the country!

Elizabeth K.

Partnering with Ameris

At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you step-by-step through the process and keeping you updated with your loan status each step of the way.

Ameris Bank Mortgage Services is backed by Ameris Bank – a strong and stable community bank with over a 45 year history built on relationship banking and customer service.

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