John Baird

Senior Mortgage Banker

My Specialties

  • Fixed Rate Mortgage
  • Adjustable Rate Mortgage
  • FHA Loan
View All Mortgage Options


I understand the importance of customer service and my borrowers’ urgencies to close their real estate transaction on time every time. Our in-house operations that include local processors, underwriters and closers who support our sales staff and you, the customer.  We communicate with you from loan application to closing keeping you informed every step of the way.  If you need a mortgage or need to get pre-qualified – call me.  I provide excellent customer service and will get your loan closed on time.

Buying a home is one of the biggest purchases most of us make. House hunting can be exciting and disappointing at the same time. Some people find the perfect home in three days, for others, it can take months.


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Jacksonville, FL
NMLS#: 658800
Office: (904) 825-1849
Cell: (706) 294-5352

John was outstanding at communicating each step, the expectations, potential problems and was so easy to get in touch with any time I felt anxious about the lending process. We had a complicated situation as we purchased a foreclosed VA bank owned home using a VA loan and any time you're dealing with the government it's a mountain of paperwork but John was exceptionally patient and got the job done admirably!

Abigail C.

John really knows how to deal with people. Especially difficult buyers and sensitive ones. His manners are impeccable and he knows so well how to handle the entire process. He pays attention and does not railroad through any of the processes.

Nancy W.

Partnering with Ameris

At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you step-by-step through the process and keeping you updated with your loan status each step of the way.

Ameris Bank Mortgage Services is backed by Ameris Bank – a strong and stable community bank with over a 45 year history built on relationship banking and customer service.

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