Debra Raho Holt

Loan Advisor

My Specialties

  • Fixed Rate Mortgage
  • Adjustable Rate Mortgage
  • FHA Loan
View All Mortgage Options


Buying a home is one of the biggest purchases most of us make. House hunting can be exciting and disappointing at the same time. Some people find the perfect home in three days, for others, it can take months.

We’ve seen it all. And we understand how you feel. Once you finally find the perfect home, let us help you quickly find the perfect mortgage.

Apply Now Share Your Experience


Winter Park, FL
NMLS#: 206645
Office: (407) 204-6730
Cell: (407) 342-4477

Debra was referred to me by a good friend who said that she will get the job done and she was 110% correct from the day I called her. Debra, David and I had an amazing first conversation because she was able to answer all of David's questions, concerns and even more. She educated us on the good and bad and even opened up possible other options that we could judge on. The communication between her and us was perfect and couldn't ask for anyone better. I couldn't thank my friend enough for referring Debra and also Debra herself. She stuck with us at the very beginning and at the end where she even came for support during the signing. Even then did she add additional information while signing. Debra, please continue to be an amazing person, keep your good heart and help others like you helped us. Thank you!

David and Jeff

Thank you for all the hard work and time you guys took to make this possible. You have no idea how hard we've worked for all this and with all your dedication it was one of many accomplishments. You guys never gave up and definitely took the time to answer all our questions, emails and text with no hesitation. I can honestly say that you made it a very smooth process and I really appreciate it all! Thank you once again to you and everyone that worked so hard on this!

Beyra A.

It wouldn't have happened without you so thank you from the bottom of my heart.

E. Brown

Partnering with Ameris

At Ameris Bank, we help turn your home buying dreams into reality! We also understand that there is no purchase more important, rewarding or exciting as a new home. We are dedicated to helping you step-by-step through the process and keeping you updated with your loan status each step of the way.

Ameris Bank Mortgage Services is backed by Ameris Bank – a strong and stable community bank with over a 45 year history built on relationship banking and customer service.

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