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Make the Most of Your Holiday Bonus

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Ameris Bank

If you’re anticipating a holiday bonus this year, you might be wondering how to best use it. Do you spend it? Invest it? Save it? We have pulled together five smart ways to help you get the most out of your holiday bonus.


No one can predict when life is going throw a curve ball. It’s important to make sure you have a back-up plan so you can keep your finances and savings goals on track. Check out some tips here to get started on building your safety net.


Pay down holiday debt you may have incurred so you can get your 2018 financial goals on the right track. Once that balance is zero, move on to other high-interest debt you hold. If paying down debt is one of your goals for 2018 check out this blog post for tips to help get you started.


If saving is one of your goals for 2018 your bonus is a great place to start. Put a portion of your bonus into your savings account and start moving closer to reaching your savings goals. If you’re feeling adventurous, put your money to work and consider ways to invest your bonus.


If you have been putting off home or vehicle repairs now is the perfect time to get them done. Upgrade your kitchen floors or buy those new tires you’ve needed. You will thank yourself later.


You worked hard for this bonus. After you done paying down some debt or investing part of your bonus don’t be afraid to treat yourself a little. This time of year is a great time to hit the post-holiday sales to get the most bang for your buck! If shopping isn’t your treat of choice go get a pedicure or have a meal at your favorite restaurant, you’ve earned it!

The information voiced in this material is for general information and is not intended to provide specific advice or recommendations for any individual.