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VA Loans

We're proud to serve those who have served our country. With a VA Loan* from Ameris Bank, military personnel and veterans can buy a home or condo with no down payment and no monthly mortgage insurance.

  • Up to 100% financing of the appraised home value available

  • No restrictions on income

  • No monthly mortgage insurance

what you need to know

  • Financing for active duty personnel, veterans, reservists and eligible family members (veterans must provide a veteran's certificate of eligibility)
  • Up to 100% financing of the appraised home value available
  • Seller may pay closing costs up to 4%
  • No restrictions on income
  • No monthly mortgage insurance
  • No restriction on property insurance
  • Upfront funding fee may be financed into the loan
  • Flexible income, debt and credit requirements
  • Available in a variety of fixed-rate and adjustable-rate loan options

YOUR SUCCESS IS OUR JOB

We're here to help every step of the way.

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We're here to help every step of the way.

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* All loans are subject to credit approval.

Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic, with locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.