VA Loans

We're proud to serve those who have served our country. With a VA Loan from Ameris Bank, military personnel and veterans can buy a home or condo with no down payment and no monthly mortgage insurance.


  • 100% financing
  • No restrictions on income
  • No monthly mortgage insurance

Everything you need to know

  • Financing for active duty personnel, veterans, reservists and eligible family members (veterans must provide a veteran's certificate of eligibility)
  • Up to 100% financing of the appraised home value available
  • Seller may pay closing costs up to 4%
  • No restrictions on income
  • No monthly mortgage insurance
  • No restriction on property insurance
  • Upfront funding fee may be financed into the loan
  • Flexible income, debt and credit requirements
  • Available in a variety of fixed-rate and adjustable-rate loan options

YOUR SUCCESS IS OUR JOB

We're here to help every step of the way.

YOU'VE COME TO THE RIGHT PLACE

We're here to help every step of the way.

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All loans are subject to credit approval.

Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic, with locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.