How can I help you achieve your goals?
With over 25 years of mortgage lending experience, I'm here to guide you through the 'mortgage maze.' I'm passionate about structuring your home purchase in a manner that's most beneficial to you now and in the long run. You will be informed every step of the way. If you have to call me to find out the status of your loan, in my mind I've failed. It will be my pleasure to find a loan that best meets your financial needs and then get you to closing on time with the least amount of stress possible.
- Construction Perm Loans
- Portfolio Loans
- FHA/USDA/VA Loans
I just wanted to thank you for helping Jane and I achieve our dream of buying property on Lake James. After several delays, our lot was finally closed yesterday and we are now official property owners of the land where we’ll eventually build our retirement home. We plan to build a dock in the next month so we can enjoy the water. Thanks again!
- Jeff F.
Jim was tremendously informative through the process. I needed a lot of guidance and he always took the time to explain everything thoroughly. He was quick to run numbers when I needed them, and he worked to creatively find a package that worked for my current financial goals. When I finally made my decision, he ensured the execution phase was seamless. Jim is obviously very knowledgeable and dependable, and I will certainly call him first if/when I need to re-finance or purchase another home.
- Timothy L.
Jim did an amazing job getting us to closing in an unbelievably short timeframe. He worked tirelessly to help us out with a complicated loan and we wouldn't be in our new home if it wasn't for his quick thinking and dedication. As real estate agents, my husband and I have worked with Jim before and he always did a great job for our clients. He didn't disappoint when working with him on the purchase of our own home either. We would and do highly recommend Jim as lender. He works hard and get things done!
- Jennifer P.
Jim was extremely helpful. He made sure the loan side of the home purchase was processed quickly. He went above and beyond helping me though the purchase process of my new home. Thanks to Jim, the loan approval process seemed easy and painless. All the way to closing, he offered assistance and insight as to what to expect. I highly recommend Jim to anyone looking to purchase a home.
- Daniel L.
Jim helped us close on a home in record time. He worked tirelessly to accommodate a closing date that fit a tight window for us in Pinehurst. He was the only mortgage banker I could find with the knowledge and flexibility needed to work with us when we decided we wanted to buy. His company also was one of only a few I could find that would accommodate a "reset" on the loan down the road when we will have more funds available and don't want to refinance.
- Lawrence B.
Jim is a very detail oriented professional who made our mortgage process so much easier! The electronic signature process made the signing process, which I could complete from my phone, quicker and easier. Now if we could only get him to chip in on the payments ;-).
- Christina C.
Jim Garrison and Noelle Purcell were absolutely amazing! I am a first time home buyer and could not have asked for a better experience! I was informed and educated the entire time and felt both Jim and Noelle had my best interests at heart. I highly recommend Ameris Bank and the great individuals I worked with!
- Marisa C.
My husband and I have had the easiest and most pleasant experience with Jim. He stayed on top of the process by calling, emailing, texting us with any updates, even on weekends! We are thrilled to have sped through this whole process with not one hiccup anywhere. To say we highly recommend Jim and Ameris Bank doesn't seem to do him justice. He and his staff were always glad to speak with us and answer our questions even though they were swamped with work. As a REALTOR, I have many choices in mortgage lenders. I would rate Jim as "Best in Class". Folks, please make Jim Garrison your first call when it is time to look for a home mortgage. You will not need to shop around any further to get great rates, low fees, and top-pocket service!!
- Bevin M.
As a realtor you would be scared for your client to switch lenders In the middle of a transaction. In this case I was representing myself. I was EXTREMELY nervous. After speaking with Jim he told me he could save me 15k out of pocket plus my payment would remain the same. For me it was worth taking the chance. I AM SO GLAD I DID. Not only did Jim save me a ton of money but he also did it within the same time period!!! NO DELAY in closing!!! I can’t thank Jim and the Ameris team enough!! I’ll be referring my clients to Jim. He’s extremely knowledgeable and professional. Thanks again Jim!!
- Kamtrice H.
Jim Garrison brought his very best and exceeded my expectations. His knowledge was second to none and his willingness to find the best option for us was his priority. I would recommend Jim to anyone needing to buy or refinance a house.
- Rebecca S.
Jim Garrison and team were outstanding throughout the entire process.
- Alisha M.
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