CDs & IRAs

Tomorrow is coming soon enough. So is next year. And, at some point, retirement. If you're wondering how you're going to pay for everything the future holds, take a close look at Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs). They pay higher interest than regular savings accounts and offer a range of investment options to fit your financial goals.

  • Competitive interest rates

  • Variety of fixed-term CD options

  • Roth and Traditional IRA options

  • Track growth with Online Banking

Everything you need to know

Certificates of Deposit

  • Choice of certificates ranging from 1 months to 5 years
  • $1,000 minimum opening deposit
  • Option to automatically renew at maturity and roll interest earned back into your CD
  • Transfer interest to another Ameris Bank interest-bearing account at no charge
  • Online and Mobile Banking
  • Easy online application
  • Term flexibility


  • Term flexibility
  • Option to automatically renew at maturity
  • Traditional and Roth IRA account options
  • Online Banking and Mobile Banking
  • $100 minimum opening deposit


We're here to help every step of the way.


We're here to help every step of the way.

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