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Amenity Checking Account

Manage your money without worrying about it every minute. This checking account can help protect your identity from thieves and scam artists - offering vital protection for you, your family and your finances.

  • Identity (ID) theft protection

  • Credit score monitoring

  • Cell phone protection

  • Low monthly service fee

Checking, with lots of extras

Our Amenity Checking Account offers fraud prevention services, credit monitoring, cell phone protection and much more.

  • $100 to open the account

  • No minimum balance requirements on a Personal Savings account when a quarterly $25 scheduled transfer is established and maintained from your Amenity Checking account1

  • IDProtect® identity theft monitoring and resolution service2

  • Credit file monitoring3 and alerts of key changes with Equifax, Experian, and TransUnion

  • Ability to request a 3-in-1 report every 90 days or upon receipt of a credit alert

  • Up to $10,000 in identity theft expense reimbursement4, and more

  • Access to online, mobile and telephone banking, plus e-statements and alerts

  • Visa® debit card5

  • Customers age 62 and over receive no-cost Ameris Bank standard wallet-style checks (other checks styles available for purchase)

  • Cell phone protection4—receive up to $400 of replacement or repair cost for damaged or stolen phones

  • Low $8 monthly service fee

Lower your monthly service fee to $6 by enrolling in e-statements.


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The Personal Savings quarterly service fee is not assessed when the qualifying scheduled transfer from the checking account occurs.

IDProtect service is a personal identity theft protection service available to account owner(s) and their joint account holders. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. Some of the benefits with IDProtect require registration and activation.

Credit file monitoring may take several days to begin following activation.

Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the insurance document. Guide to Benefit and insurance document will be included in follow-up letter after account opening. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the Bank or any Bank affiliate. Cell phone protection covers the first three phones on a cellular telephone bill paid through your checking account. (Cellular telephone bill must be paid through Amenity Checking Account)

ATM Usage: You may use an Ameris Bank debit card at any Ameris Bank ATM free of charge. If you use a non-Ameris Bank ATM, you will incur a service charge in addition to any ATM service charge assessed by the owner of the ATM. See our Miscellaneous Services Pricing Guide for details.

Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic. We offer a variety of competitive deposit accounts and have locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.