Advantage Checking

A checking account that lets you earn interest and gives you high-value upgrades? Yes, with Advantage Checking.

  • Earns interest1

  • ATM fees reimbursed

  • Higher debit card limits

  • Online and Mobile Banking

Everything you need to know

  • $1,000 to open the account

  • No minimum balance requirements on a Personal Savings account when a quarterly $25 scheduled transfer is established and maintained from your Advantage Checking account2

  • No cost for all incoming domestic wires

  • No cost for Ameris Bank standard wallet-style checks (other check styles are available for purchase)

  • No cost for safe deposit box, when available

  • Earn interest on your account balance1

  • Increased daily limit to $5,000 for debit card signature point-of-sale transactions, at your request

  • Access at any ATM nationwide, with all ATM fees reimbursed

  • Option to increase your current Ameris Bank CD rate to a posted rate from our current rate sheet once during the term of the CD, at your request

  • Access to online, mobile and telephone banking, plus e-statements and alerts

  • Visa® debit card

  • No charge for purchase of official checks

  • $20 monthly account price OR $0 monthly account price when the combined total of all related Ameris Bank current personal loan balances and average daily balances (during the statement cycle) within personal deposit accounts is $25,000 or greater

  • Customers age 62 and over receive a 25% discount on the monthly account price, if assessed



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If you close account before interest is credited, you may not receive the accrued interest.

The Personal Savings quarterly account price is not assessed when the qualifying scheduled transfer from the checking account occurs.

* Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle.