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Advantage Checking Account

A checking account that lets you earn dividends at a competitive interest rate and gives you high-value upgrades? Yes, with Advantage Checking.

Step up to the next level 

There’s plenty to love about Advantage Checking. When you want an account that helps you do more with your money, this is the answer.

  • $1,000 to open the account in branch, $100 online2

  • No minimum balance requirements on a Personal Savings account when a quarterly $25 scheduled transfer is established and maintained from your Advantage Checking account3.

  • No cost for all incoming domestic wires

  • No cost for Ameris Bank standard wallet-style checks (other check styles are available for purchase)

  • No cost for safe deposit box, when available

  • Earn interest on your account balance1

  • Increased daily limit to $5,000 for debit card signature point-of-sale transactions, at your request

  • Access at any ATM nationwide, with all ATM fees reimbursed

  • Option to increase your current Ameris Bank CD rate to a posted rate from our current rate sheet once during the term of the CD, at your request

  • Access to online, mobile and telephone banking, plus e-statements and alerts

  • Visa® debit card

  • No charge for purchase of official checks

  • $20 monthly service fee OR $0 monthly service fee when the combined total of all related Ameris Bank current personal loan balances and average daily balances (during the statement cycle) within personal deposit accounts is $25,000 or greater4

  • Customers age 62 and over receive a 25% discount on the monthly service fee, if assessed



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If you close account before interest is credited, you will not receive the accrued interest.

2 For Online Advantage Checking, minimum opening deposit is $100.

The Personal Savings quarterly service fee is not assessed when the qualifying scheduled transfer from the checking account occurs.

For Online Advantage Checking, the monthly service fee will become effective after the first full statement cycle.

Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic. We offer a variety of competitive deposit accounts and have locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.