Access Checking

Open a checking account that lets you access your money anywhere, anytime. Our Access Checking account gives you access to so many money-managing methods that you'll always be able to stay on top of your money.

  • 24/7 Online Banking and Bill Pay
  • Mobile Banking and mobile deposit
  • Convenient Text Banking
  • Low monthly account price

Everything you need to know

  • Online Banking with online bill pay, e-statements and email and text alerts
  • Mobile Banking with mobile bill pay and mobile check deposit
  • Text Banking2
  • Telephone Banking
  • Visa® debit card1
  • Unlimited check writing
  • $50 to open the account3
  • $8 monthly account price or $0 monthly account price when any one of the following occurs during the statement cycle:
    • ACH deposits totaling $500 or more are credited to your account; or
    • 15 or more debit card point-of-sale transactions post to your account; or
    • The checking account’s average daily balance (during the statement cycle) is $1,500 or greater.
  • Customers age 62 and Over: Receive a 25% discount on the monthly account price, if assessed, along with no-cost wallet-style checks (other check styles are available for purchase)

Lower your monthly account price to $6 by enrolling in e-statements


We're here to help every step of the way.

You've Come to the Right Place

We're here to help every step of the way.

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1 ATM Usage: You may use an Ameris Bank debit card at any Ameris Bank ATM free of charge. If you use a non Ameris Bank ATM, you will incur a $2 service charge in addition to any ATM service charge assessed by the owner of the ATM.

2 Mobile carrier data and messaging rates may apply.

3 If account is opened online, minimum deposit required to open the account is $100.

Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic, with locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.