Main Street Lending Program (MSLP)

The Federal Reserve recently announced that it is establishing a Main Street Lending Program for small and medium-sized businesses that were in sound financial condition before the onset of the COVID-19 pandemic.


Ameris Bank has been selected as a partner for this program so please contact your local banker for assistance with this program or any additional financial needs.

Who’s eligible?

  • Borrowers with businesses with 15,000 employees or fewer OR businesses that had 2019 revenues of $5 billion or less.

  • Borrowers with businesses created or organized in the United States or under the laws of the United States with significant operations, and a majority of its employees based, in the United States.

  • Borrowers with businesses with positive earnings before interest, taxes, depreciation, and amortization (EBITDA) for calendar year 2019.

  • Borrowers that have taken advantage of the Payroll Protection Program (PPP) may also take out Main Street loans.

For full details, download the Frequently Asked Questions Document from the Federal Reserve by clicking here.

This is not a complete description of all eligibility requirements. Additional program restrictions may apply. All loans are subject to credit approval.