Ready to take a big trip? Make home repairs? Or do you want to be prepared for an unexpected expense? A personal line of credit or personal loan from Ameris Bank provides the flexibility and convenience you need to finance all of the above.
Competitive interest rates
Flexible loan amounts
No collateral required
Easy application process
At Ameris Bank, you can choose a traditional personal loan where you get all the money at once or gain access to a personal line of credit so you can tap into the funds anytime during the term of your loan.
Loan with competitive interest rates1
You identify the amount, and no collateral is required
No prepayment penalties
Quick and easy process, giving you access to funds in one day or less
Make convenient payments through digital services like Online Banking or Mobile Banking
Lines from $3,000 to $10,0001
Use funds at any time, in any amount within your approved limit
Easy access to funds at branches and through Online and Mobile Banking
No collateral necessary
No penalty for prepayment
Unsecured and cash- secured credit lines available
Apply in Branch: Visit your nearest Ameris Bank branch. One of our bankers will be happy to assist you in the application process.
Application Done: A local Ameris Bank representative will give you a call in one business day or less on the status of your loan.
1 All loans and lines of credit are subject to credit approval.
2 Supporting documents may be required and gathered by an Ameris Bank representative, if needed.
Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic, with locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.