Personal Checking Accounts
You have your choice of checking accounts that fit your money management style. All of Ameris Bank’s personal checking solutions come with easy online, mobile and electronic access, around the clock.
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free
checking* |
amenity
checking |
advantage
checking |
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Minimum Opening |
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$100 |
$100 |
$1,000 in branch, |
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Monthly Service Fee |
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$0 |
$8 monthly service fee or $6 monthly |
$20 monthly service or $0 monthly |
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Earns Interest5 |
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Checks |
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Checks available for purchase. |
Checks available for purchase. |
No cost for Ameris Bank Other check styles are available |
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Key Benefits |
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- Visa debit card1 |
- Visa debit card1 |
- Visa debit card |
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Senior Benefits |
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N/A |
Receive no-cost Ameris Bank Other check styles are available |
Receive a 25% discount on |
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Additional |
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N/A |
Cell phone protection3—receive ID Protect® identity theft Credit file monitoring4 and alerts Ability to request 3-in-1 report |
No cost for safe deposit box, No cost for all incoming No charge for purchase of Option to increase your Access to any ATM Increase daily limit to $5,000 |
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*Other fees such as Non-Sufficient Funds, Overdraft, etc. may apply. See the Miscellaneous Services Pricing Guide for details.
1 ATM Usage: You may use an Ameris Bank debit card at any Ameris Bank ATM free of charge. If you use a non Ameris Bank ATM, you will incur a $2 service charge in addition to any ATM service charge assessed by the owner of the ATM.
2 IDProtect service is a personal identity theft protection service available to account owner(s) and their joint account holders. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. Some of the benefits with IDProtect require registration and activation.
3 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the insurance document. Guide to Benefit and insurance document will be included in follow-up letter after account opening. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the Bank or any Bank affiliate. Cell phone protection covers the first three phones on a cellular telephone bill paid through your checking account. (Cellular telephone bill must be paid through Amenity Checking Account)
4 Credit file monitoring may take several days to begin following activation.
5 If you close account before interest is credited, you may not receive the accrued interest.
6 For Online Advantage Checking, the monthly service fee will become effective after the first full statement cycle.
Ameris Bank offers a variety of competitive checking accounts. Open an account online or at one of our full-service locations in Alabama, Florida, Georgia, North Carolina and South Carolina.