Free Checking* to Fit Your Life.
Tired of paying monthly service fees and stressing over minimum balance requirements. Open a free checking account with Ameris Bank for seamless banking, designed for your convenience.
Why Choose Ameris Bank for Your Free Checking Account*?
- Open your account with a minimum $50 deposit.
- No minimum balance or monthly service fees: Keep more of your hard-earned money. No hidden charges, ever.
- Mobile banking made easy: Manage your finances on the go with our user-friendly app, which includes mobile check deposit. Easily pay bills, transfer funds, and check your balances, while also receiving real-time alerts for added security.
- Online banking: 24/7 access to your account from any device. Pay bills, view statements, and transfer funds with ease.
- Free Visa® debit card: Enjoy convenient shopping in-store and online and nationwide ATM access1.
- Switching made easy! We'll buy back your old checks & debit cards: Up to $10 buy back of your debit cards and unused checks from another financial institution2.
Banking Your Way
Branches and ATMs
Visit us in person or at one of our many conveniently located branches and ATMs.
Search Our LocationsOnline Banking
Stay on top of your finances by connecting with your accounts at any hour of the day or night.
Explore Digital BankingTelephone Banking
Check balance, deposits, and transfers with our 24/7 automated telephone banking.
Give Us a Call 866.616.6020
It all starts with an app.
Check balances and transfer funds
Set up automatic bill payments
Deposit checks
Add cards to Mobile Wallet
Real-time alerts for account activity
*Other fees such as Overdraft Fees may apply. See the Miscellaneous Services Pricing Guide for details.
1ATM Usage: You may use an Ameris Bank debit card at any Ameris Bank ATM free of charge. If you use a non-Ameris Bank ATM, you will incur a service charge in addition to any ATM service charge assessed by the owner of the ATM. See our Miscellaneous Services Pricing Guide for details.
2Offer applies to new checking account openings only. Earn up to $10 for debit cards and unused checks from another financial institution. Funds will be credited to the account at the time the checks/debit cards are presented.
Ameris Bank provides a variety of products and services to customers in the Southeast and Mid-Atlantic. Visit a location in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.