CDs and IRAs

Tomorrow is coming soon enough. So is next year. And, at some point, retirement. If you're wondering how you're going to pay for everything the future holds, take a close look at Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs). They pay higher interest than regular savings accounts and offer a range of investment options to fit your financial goals.

  • Competitive interest rates

  • Variety of fixed-term CD options

  • Roth and Traditional IRA options

  • Track growth with Online Banking

Open An Account Visit a Branch

Everything you need to know

Certificates of Deposit

  • Choice of certificates ranging from 1 month to 5 years

  • $1,000 minimum opening deposit

  • Automatically renew at maturity and option to roll interest earned back into your CD

  • Transfer interest to another Ameris Bank interest-bearing account at no charge

  • Online and Mobile Banking

  • Easy online application

  • Term flexibility



  • Term flexibility

  • Automatically renew at maturity

  • Traditional and Roth IRA account options

  • Online Banking and Mobile Banking

  • $100 minimum opening deposit



Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic, with locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.