Business Essential Checking

Some businesses make or grow things. Some sell merchandise. Some provide valuable services. But all share one goal - to keep costs down. Our Business Essential Checking account does just that.

  • No minimum balance

  • Easy, unlimited account access 

Open Online Open at Branch

Everything you need to know

Tap into everything you need and nothing you don’t. Business Essential Checking lets you manage and access money anytime without slowing you down.

$50 minimum to open the account
No minimum balance requirements
Low $3 monthly service fee OR $0 by enrolling in e-statements
300 free items1 each month, excluding Zelle®; $0.20 for each item over 300
20% off first order of business checking supplies


 

Online banking with customizable dashboard, online bill pay and email alerts
Mobile banking with bill pay and mobile check deposit
Automated telephone banking
Ameris Bank Visa® Debit Card2
$10 buy back of your debit cards and unused checks from another financial institution3


 



 

 

Convenient Banking Tools


 

It all starts with an app.

Stay connected with your finances with our mobile app.

  • Check balances and transfer funds

  • Manage and pay bills

  • Deposit checks

  • Send and receive money

Explore Mobile Banking

Branches and ATMs

Visit us in person or at one of our many conveniently located branches and ATMs.
Search Our Locations

Online Banking

Stay on top of your finances by connecting with your accounts at any hour of the day or night.
Explore Digital Banking

Telephone Banking

24-hour automated telephone banking to check your current balance, deposits made, items cleared and transferred funds.
Give Us A Call at 866.616.6020

 

 

Items include any debits, credits, and deposited items, except for incoming and outgoing Zelle® transfers, and account service charges and maintenance fees. A separate per item fee may be assessed for Zelle® transfers. See Miscellaneous Services Pricing Guide for details. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. 

2ATM Usage: You may use an Ameris Bank debit card at any Ameris Bank ATM free of charge. If you use a non-Ameris Bank ATM, you will incur a service charge in addition to any ATM service charge assessed by the owner of the ATM. See our Miscellaneous Services Pricing Guide for details.

3Offer applies to new checking account openings only. Earn $10 for debit cards and unused checks from another financial institution. Funds will be credited to the account at the time the checks/debit cards are presented.

Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic. We offer a variety of competitive checking and savings accounts for your business. Open an account at one of our full-service locations in Alabama, Florida, Georgia, North Carolina and South Carolina.