Go Beyond the Basics and Enjoy Benefits Checking.
Extra protection provides the peace of mind you deserve. Manage your money confidently knowing you’re backed by a range of security features offered only through Benefits Checking.
Explore All of the Details.
- No minimum balance requirements on a Personal Savings account when a quarterly $25 scheduled transfer is established and maintained from your Benefits Checking account5.
- IDProtect® identity theft monitoring and resolution service1.
- Up to $10,000 in identity theft expense reimbursement3.
- Includes credit file monitoring2 and alerts of key changes with Equifax, Experian, and TransUnion (registration/activation required).
- Ability to request a 3-in-1 credit report every 90 days or anytime you receive of a credit alert (registration/ activation required).
- Cell phone protection3 - Receive up to $400 of replacement or repair cost for damaged or stolen cell phones. $50 deductible applies. Up to two claims per 12-month period.
- Up to $10 buy back of your debit cards and unused checks from another financial institution6.
- Customers age 62 and over receive no-cost Ameris Bank standard wallet-style checks.
- Low $8 monthly service fee (reduced to $6 by enrolling in e-statements).
Win a Breville® Espresso Machine
Open a checking account for your chance to win big!
Open a checking account between April 28, 2025 and June 15, 2025 and be entered for the chance to win a Breville® Espresso Machine.
Banking Your Way
Branches and ATMs
Visit us in person or at one of our many conveniently located branches and ATMs.
Search Our LocationsOnline Banking
Stay on top of your finances by connecting with your accounts at any hour of the day or night.
Explore Digital BankingTelephone Banking
Check balance, deposits, and transfers with our 24/7 automated telephone banking.
Give Us a Call 866.616.6020It all starts with an app.
Check balances and transfer funds
Set up automatic bill payments
Deposit checks
Add cards to Mobile Wallet
Real-time alerts for account activity
1IDProtect service is a personal identity theft protection service available to account owner(s) and their joint account holders. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students.
2Credit file monitoring may take several days to begin following activation.
3Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the insurance document. Guide to Benefit and insurance document will be included in follow-up letter after account opening. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the Bank or any Bank affiliate. Cell phone protection covers the first three phones on a cellular telephone bill paid through your checking account. (Cellular telephone bill must be paid through Benefits Checking Account.)
4ATM Usage: You may use an Ameris Bank debit card at any Ameris Bank ATM free of charge. If you use a non-Ameris Bank ATM, you will incur a service charge in addition to any ATM service charge assessed by the owner of the ATM. See our Miscellaneous Services Pricing Guide for details.
5The Personal Savings quarterly service fee is not assessed when the qualifying scheduled transfer from the Benefits Checking account occurs.
6Offer applies to new checking account openings only. Earn up to $10 for debit cards and unused checks from another financial institution. Funds will be credited to the account at the time the checks/debit cards are presented.
Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic. We offer a variety of competitive deposit accounts and have locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.