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One Card

Combine purchasing and corporate cards into a single streamlined payment solution. The One Card*, offered by Ameris Bank through our partnership with Elan, integrates transactions with one process, one staff, one card issuer and one invoice.

  • Card program customized for your organization's needs

  • Simplify administrative tasks

  • Ability to set spending controls and point-of-sale restrictions

  • Enhance cash management

Pay for what you need, when you need it.

  • Automate payment and reconciliation processes

  • Simplify administrative tasks and maximize cost savings

  • Reduce paperwork including requisitions, purchase orders, invoices and checks

  • Enhance cash management/working capital with cycle-based payments

Stay in control

  • Manage purchasing and business travel expenses

  • Centralize payment and corporate liability

  • Monitor compliance with spending policies and negotiated volume thresholds Integrate transaction data seamlessly with your financial systems

  • Tailor the program to meet the unique needs of your organization

  • Enhance program oversight and empower cardholders with Visa Intellilink


  1. No annual card fees
    Because a card shouldn't cost you money just to use it.
  2. Travel and purchase benefits
    Travel and purchase benefits that make transactions safer, easier and more rewarding.
  3. Liability protection
    $100,000 protection, per instance, from misuse by employees.
  4. Cost savings
    Decrease costs associated with the processing of checks, invoices and purchase orders.
  5. Flexible authorization system and cardholder spending controls
    Manage where cards are used and limit company exposure.
  6. Easy integration with accounting and financial systems
    Eliminate many manual processes such as data entry and filing.
  7. Detailed transaction data and full reporting for complete expense management
    Get all the data needed to measure card program performance and streamline expense reporting.
  8. Account setup and maintenance
    Manage and control accounts online in real time.
  9. Corporate Billing with flexibility for Individual Billing all under the protection of corporate liability
    Manage corporate expenses while holding employees accountable for prompt payment.
  10. Experienced implementation project managers and relationship managers to help with end-to-end program management strategies
    Achieve the greatest cost savings and improved efficiencies from your card program.
  11. Supplier management solutions
    Identify and develop opportunities with strategic suppliers.

Want to automate your payment and reconciliation process? One Card makes it easy. Plus, you'll receive access to a full set of digital tools to analyze your company's data and turn it into valuable information. Access Online® and Visa® IntelliLink Spend Management are at your fingertips.

* All loans subject to credit approval.

Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic, with locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.