close online banking
Online Banking Sign-In

Equipment Vendor Financing

Offer your customers fast, hassle-free financing and start closing more deals.

Three years in business

$1 million in annual revenue

Decent business credit score

No more sticker shock.

No matter what type of equipment, vehicles, software or technology you sell, you have probably heard customers say things like “I just cannot afford it,” or “I do not want to use my line of credit,” or “my credit is probably not good enough.”

You can help reduce your customers’ financial worries, and boost their purchasing power, by explaining the benefits of equipment financing and presenting them with flexible monthly payment options. Our competitive rates and convenient repayment terms are exactly what your customers are looking for.

Same-day funding

Boost your profits

Get paid sooner

 

Benefits of being a Ameris Bank vendor partner.

Close more deals

Increase customer retention

Create value for customers

 

 

A proven equipment vendor financing program.

When it comes to financing your customers’ equipment purchases, Balboa Capital has you covered. We are a top-rated business lender that offers equipment vendor financing, and our industry-leading program is designed to help you move more inventory. Over the years, we have helped many of our vendor partners close deals fast. Our proven program encompasses equipment financing, private label financing, and an online sales management system.

As you know, closing equipment deals can be tough. Throughout the path-to-purchase, your prospective customers are comparing equipment brands, models, features, and prices as they narrow down their choices. Therefore, when customers visit your showroom or lot and they know what type of equipment they want, you need to present them with easy financing options.

  • Application-only for hard collateral up to $500,000
  • Application-only for soft collateral up to $350,000
  • Same-day funding for your customers
  • Easy online application
  • One-hour approval decisions
  • Free online sales tools
  • Digital marketing support
  • Private label program

 

Become a vendor partner in 3 easy steps.

 

Apply Online

Qualify in one hour

Get funded as soon as today

Time is money.

Busy business owners do not want to waste their time with a long and complicated equipment financing process. With Balboa Capital, they will not have to. We keep our application simple and straightforward so that it can be completed quickly. If your customer’s application is approved and they decide to move forward, your Balboa Capital account manager will help facilitate the deal and answer any questions you have.

Lastly, our ability to provide prompt funding means your customers can get their equipment in a timely manner, and you can be paid faster.


 

Simple requirements to become a vendor partner.

Streamlined sales tracking.

Balboa Capital is now a division of Ameris Bank. Balboa Capital is one of the largest and most well-known business lenders in the US. The company offers funding solutions to small and medium-sized businesses across diverse industry sectors nationwide, along with the responsiveness, industry expertise, and exceptional client service that you expect from the Ameris Bank family.

When you become a Balboa Capital vendor partner, you will have access to our online sales management system, Portal360™. Built from the ground up, this cloud-based system lets you run sales reports, create estimates, and submit applications. You can also connect directly with our underwriters should you have any credit-related questions.

All of these amazing features save time, which means you can focus on your customers’ needs and your sales efforts. Portal360 is 100 percent free to use when you become a Balboa Capital vendor partner.

Resources for small business owners