USDA Guaranteed Loans

The U.S. Department of Agriculture is best known for its oversight of livestock and crops. But the federal agency also works to grow businesses and industries in areas with fewer than 50,000 people, with long-term USDA loans.


  • Business acquisition
  • Expansion assistance
  • Purchase land or equipment
  • Pay for repairs

Planting seeds of economic growth

Ameris Bank offers USDA B&I Loans that can be used to improve, develop or finance businesses and industries in rural communities.

  • Borrower may be a cooperative organization, corporation, partnership, or other legal entity organized and operated on a profit or non-profit basis
  • Lending for business and industrial acquisitions, business conversion, growth, repair or development, purchase of land and equipment
  • Loan amounts up to $10 million with flexible terms
  • Collateral is required

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Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic, with locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.