Notices & Disclosures

We believe in transparency, which is why we make these policies and guidelines available to you. Read them to have a better understanding of how we operate.


  • Understand our privacy guidelines
  • Learn more about Online Banking
  • Review our diversity policies
  • See how we handle social media

Things you should know

FDIC Coverage

Learn about the insurance available for your noninterest-bearing accounts.

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Protecting Your Information

Our policies greatly limit the sharing of your personal information.

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Online Privacy Policy

We use our website to collect information, but we're careful about how we use it.

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Business Online Banking Disclosure

Understand all the details of our service and policies before banking online.

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Personal Online Banking Disclosure

Understand all the details of our service and policies before banking online.

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Electronic Records Disclosure

Before enrolling in online banking, you must agree to receive certain information and disclosures electronically.

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E-Statement Disclosure

Customers must read through our policies and consent to the terms before enrolling in e-Statements.

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Text Message (SMS) Terms of Use

This outlines how we use text communications.

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Social Media Policy & Community Guidelines

Understand how we use social media postings by both the bank and the public.

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Standard Overdraft Practices

Understand how overdraft fees are incurred and how you can avoid them.

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Recommended Browser and Device Information

The Ameris Bank website will work best if you use an updated browser.

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Bank Statements

You have the option of receiving your monthly account statement electronically or on paper.

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Mobile Banking Agreement

Here's what to consider before you download the Ameris Bank app and start using Mobile Banking.

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Branch Closures & Alternative Hours

We close for a number of federal holidays and, at times, for inclement weather.

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Diversity and Inclusion Strategic Plan and Employment Policy

In order to be successful, our workforce must be representative of the people we serve.

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Vendor Diversity

We strive to include diversity-owned businesses in our procurement processes.

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Online Account Opening FAQ

These user-friendly explanations make it easy to open an account online.

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Home Disclosure Act

Review data about Ameris Bank's home lending activities.

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Ameris Bank (NMLS: 408099)

Check which of our bankers are licensed by the National Mortgage Licensing System and Registry.

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Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic, with locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.