Service and protection for when you need it most.

Ameris Bank's Personal Reserve Accounts help you avoid overdraft charges.

Overdrafts could happen to anyone. But with Ameris Bank's Personal Reserve Accounts, you can avoid the hassles, delays, costs and embarrassment that can accompany overdrafting your account.

Our Personal Reserve Accounts are designed to deliver community bank service with complete peace of mind. Ask your Personal Banker for more details.

• A Personal Reserve Account (PRA)* is intended to end overdraft complications, charges, and embarrassing delays. When it is needed, this pre-approved line of credit is transferred to your checking account in $100 increments.
• Courtesy Coverage is another alternative to protect you. Ask your Personal Banker for more details.
• Or, you may request to have money automatically transferred from another Ameris Bank account.

* Services subject to approval. Charges and fees may apply.